:root{--lav:#8C7BC4;--lav-d:#6C5AA3;--lav-dd:#5A4A91;--ink:#211F2E;--ink-d:#151420;--gray:#5B586B;--line:#E7E3F2;--tint:#F2EFFA;--bg:#FFFFFF;--soft:#B7B2CE}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,-apple-system,'Segoe UI',sans-serif;color:var(--ink);background:var(--bg);line-height:1.65;font-size:16px;-webkit-text-size-adjust:100%}
h1,h2,h3,h4{font-family:'Sora','Inter',system-ui,sans-serif;letter-spacing:-.02em;line-height:1.18}
img,svg,iframe{max-width:100%}
a{color:var(--lav-dd)}
a:hover{color:var(--ink)}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-9999px;top:0;background:var(--ink-d);color:#fff;padding:12px 18px;z-index:200;border-radius:0 0 10px 0}
.skip:focus{left:0}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--lav-d);color:#fff;font-weight:700;font-size:16px;padding:15px 28px;text-decoration:none;border-radius:12px;box-shadow:0 10px 22px rgba(108,90,163,.28);border:0;cursor:pointer;font-family:inherit;line-height:1.2}
.btn:hover{background:var(--lav-dd);color:#fff}
.btn.ink{background:var(--ink-d)}
.btn.ink:hover{background:#000}
.btn.ghost{background:#fff;color:var(--ink);border:2px solid var(--line);box-shadow:none}
.btn.ghost:hover{border-color:var(--lav);color:var(--ink)}
.btn.sm{font-size:14px;padding:11px 20px}
.topbar{background:var(--ink-d);color:var(--soft);font-size:13.5px;padding:9px 0}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;align-items:center}
.topbar a{color:#fff;text-decoration:none;font-weight:700}
.topbar b{color:#C9BFEE}
header.site{background:#fff;box-shadow:0 1px 0 var(--line);position:relative;z-index:60}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:78px;gap:16px}
.logo{display:inline-flex;align-items:center;gap:10px;font-family:'Sora',sans-serif;font-weight:800;font-size:19px;color:var(--ink);text-decoration:none;white-space:nowrap}
.logo img{display:block;height:46px;width:auto}
.logo span{color:var(--lav-d)}
.nav-links{list-style:none;display:flex;align-items:center;gap:4px}
.nav-links>li{position:relative}
.nav-links>li>a{display:block;color:var(--ink);text-decoration:none;font-weight:600;font-size:14.5px;padding:10px 12px;border-radius:8px}
.nav-links>li>a:hover{color:var(--lav-dd);background:var(--tint)}
.nav-links .has-dd>a:after{content:"";display:inline-block;margin-left:7px;width:6px;height:6px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg) translateY(-2px)}
.dd{list-style:none;position:absolute;left:0;top:100%;min-width:250px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 18px 40px rgba(33,31,46,.14);padding:8px;display:none;z-index:90}
.dd li{list-style:none}
.dd a{display:block;padding:9px 12px;border-radius:8px;color:var(--ink);text-decoration:none;font-weight:600;font-size:14px}
.dd a:hover{background:var(--tint);color:var(--lav-dd)}
.dd .all a{color:var(--lav-dd);border-top:1px solid var(--line);border-radius:0 0 8px 8px;margin-top:4px}
.has-dd:hover>.dd,.has-dd:focus-within>.dd{display:block}
.nav-cta{margin-left:8px}
.burger{display:none;background:none;border:2px solid var(--line);border-radius:10px;width:46px;height:46px;cursor:pointer;align-items:center;justify-content:center;flex-direction:column;gap:5px;padding:0}
.burger span{display:block;width:20px;height:2px;background:var(--ink);border-radius:2px}
.mob-overlay{position:fixed;inset:0;background:rgba(21,20,32,.55);opacity:0;visibility:hidden;transition:opacity .2s;z-index:120}
.mob-overlay.open{opacity:1;visibility:visible}
.mob-drawer{position:fixed;top:0;right:0;bottom:0;width:min(340px,88vw);background:#fff;z-index:130;transform:translateX(100%);transition:transform .25s;overflow-y:auto;padding:20px 22px 40px;visibility:hidden}
.mob-drawer.open{transform:none;visibility:visible}
.mob-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:12px}
.mob-close{background:none;border:2px solid var(--line);border-radius:10px;width:42px;height:42px;font-size:22px;cursor:pointer;color:var(--ink)}
.mob-drawer h2{font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--lav-dd);margin:20px 0 6px;font-family:'Inter',sans-serif;font-weight:700}
.mob-drawer ul{list-style:none}
.mob-drawer li a{display:block;padding:11px 4px;border-bottom:1px solid var(--line);color:var(--ink);text-decoration:none;font-weight:600}
.crumbs{font-size:13.5px;margin-bottom:14px;color:var(--gray)}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px}
.crumbs li+li:before{content:"/";margin-right:6px;color:var(--soft)}
.crumbs a{color:var(--gray)}
.hero,.pagehead{background:#fff;padding:56px 0;position:relative;isolation:isolate}
.pagehead{background:linear-gradient(135deg,#F2EFFA 0%,#E7E0F5 100%);border-bottom:1px solid var(--line);padding:44px 0 52px}
.hero .wrap,.pagehead .wrap.hgrid{display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:center}
.badge{display:inline-flex;align-items:center;gap:7px;background:#fff;color:var(--lav-dd);font-weight:700;font-size:13px;padding:8px 15px;border-radius:100px;margin-bottom:18px;border:1px solid var(--line)}
.hero .badge{background:var(--tint);border:0}
.badge:before{content:"";width:8px;height:8px;border-radius:50%;background:#2E9E6B}
.badge.live{background:var(--ink-d);color:#fff;border:0;margin-right:8px}
.kick{color:var(--lav-dd);font-weight:700;font-size:13px;letter-spacing:.1em;text-transform:uppercase}
.hero h1,.pagehead h1{font-size:clamp(30px,4.4vw,44px);line-height:1.12;margin:8px 0 16px}
.hero h1 span{color:var(--lav-dd)}
.hero p,.pagehead p{color:var(--gray);font-size:17px;max-width:560px;margin-bottom:14px}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin:22px 0 18px}
.trustrow{display:flex;gap:10px 18px;flex-wrap:wrap;color:var(--gray);font-size:13.5px;font-weight:600;list-style:none}
.trustrow li:before{content:"\2713\00a0";color:var(--lav-dd)}
.statpanel{background:var(--ink-d);color:#fff;border-radius:18px;padding:26px}
.statpanel .ph{font-size:14px;color:var(--soft);margin-bottom:14px;font-family:'Inter',sans-serif;font-weight:600;letter-spacing:0}
.strow{display:flex;justify-content:space-between;gap:16px;padding:11px 0;border-bottom:1px solid rgba(255,255,255,.12);font-size:14px}
.strow:last-child{border-bottom:none}
.strow b{color:#C9BFEE;text-align:right}
.has-hero{color:#fff}
.has-hero .hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.has-hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(21,20,32,.9),rgba(21,20,32,.6));z-index:-1}
.has-hero h1,.has-hero p,.has-hero .kick,.has-hero .crumbs,.has-hero .crumbs a,.has-hero .trustrow{color:#fff}
.home-photo{padding:84px 0 96px;min-height:560px;display:flex;align-items:center}
.home-photo .wrap{display:block;width:100%}
.home-photo:before{background:linear-gradient(90deg,rgba(21,20,32,.92) 0%,rgba(21,20,32,.78) 38%,rgba(21,20,32,.12) 68%,rgba(21,20,32,0) 100%)}
.home-photo .hero-bg{object-position:70% 40%}
.home-photo .wrap>div{max-width:560px}
.home-photo .badge{background:#fff}
.home-photo h1 span{color:#fff}
@media(max-width:900px){.home-photo:before{background:rgba(21,20,32,.78)}.home-photo{min-height:0;padding:48px 0}}
.emergency{background:var(--lav-d);color:#fff;padding:20px 0}
.emergency .wrap{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:14px}
.emergency h2{font-size:22px}
.emergency p{font-size:15px}
.emergency .btn{background:var(--ink-d)}
.sec{padding:64px 0;background:#fff}
.sec.alt{background:var(--tint)}
.sec h2{font-size:clamp(24px,3vw,32px);margin:0 0 14px}
.twocol{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:40px;align-items:start}
.sidecard{position:sticky;top:24px;align-self:start;background:var(--ink-d);color:#fff;border-radius:18px;padding:26px}
.sidecard .kick{color:#C9BFEE}
.sidecard h3{font-size:20px;margin:8px 0 10px}
.sidecard p{color:var(--soft);font-size:15px;margin-bottom:16px}
.sidecard .btn{width:100%;background:var(--lav-d);box-shadow:none;border:2px solid #fff}
.sidecard .btn:hover{background:#fff;color:var(--ink-d)}
.sidecard ul{list-style:none;margin:18px 0 14px}
.sidecard li{padding:7px 0;border-bottom:1px solid rgba(255,255,255,.12);font-size:14px}
.sidecard li:before{content:"\2713\00a0";color:#C9BFEE;font-weight:700}
.sidecard a.more{color:#fff;font-weight:600;font-size:14px}
article{min-width:0}
article>*+*{margin-top:26px}
main p+p{margin-top:14px}
main h2+p,main h3+p,main h2+ul,main h3+ul{margin-top:14px}
.panel-card,.callout-card,.insight-card,.localnote{border-radius:16px;padding:30px}
.panel-card{background:#fff;border:1px solid var(--line);box-shadow:0 8px 24px rgba(33,31,46,.05)}
.callout-card{background:#fff;border:1px solid var(--line);border-left:5px solid var(--lav)}
.insight-card{background:var(--tint);border:1px solid #DDD5F2}
.localnote{background:#fff;border:1px dashed var(--lav);position:relative}
.localnote .src{display:inline-block;margin-top:14px;font-size:13px;color:var(--gray);font-weight:600}
.panel-card h2,.callout-card h2,.insight-card h2,.localnote h2{font-size:clamp(22px,2.6vw,27px)}
.checks{list-style:none;margin-top:14px}
.checks li{position:relative;padding:9px 0 9px 32px;border-bottom:1px solid var(--line)}
.checks li:last-child{border-bottom:0}
.checks li:before{content:"\2713";position:absolute;left:0;top:9px;width:22px;height:22px;border-radius:50%;background:var(--lav-d);color:#fff;font-size:13px;font-weight:700;display:flex;align-items:center;justify-content:center;line-height:1}
.table-wrap{overflow-x:auto;margin-top:16px;border:1px solid var(--line);border-radius:14px}
table{border-collapse:collapse;width:100%;font-size:15px;min-width:520px}
th{background:var(--ink-d);color:#fff;text-align:left;padding:13px 16px;font-size:14px}
td{padding:13px 16px;border-top:1px solid var(--line);vertical-align:top}
tr:nth-child(even) td{background:#FAF9FD}
td:first-child{font-weight:600}
.tnote{font-size:14px;color:var(--gray);margin-top:12px}
.tabbar{display:flex;gap:6px;flex-wrap:wrap;border-bottom:2px solid var(--line);margin-top:18px}
.tabbtn{padding:14px 20px;font-weight:700;font-size:14.5px;color:var(--gray);border:0;border-bottom:3px solid transparent;background:none;cursor:pointer;font-family:inherit;margin-bottom:-2px}
.tabbtn:hover{color:var(--lav-dd)}
.tabbtn.active{color:var(--lav-dd);border-bottom-color:var(--lav-d)}
.tabpanel{border:1px solid var(--line);border-top:none;border-radius:0 0 16px 16px;padding:26px 28px;margin-bottom:12px;background:#fff}
.tabpanel .ic{width:42px;height:42px;background:var(--tint);border-radius:12px;display:flex;align-items:center;justify-content:center;font-family:'Sora';font-weight:700;color:var(--lav-dd);margin-bottom:12px}
.tabpanel h3{font-size:20px;margin-bottom:10px}
.js .tabpanel{display:none}
.js .tabpanel.active{display:block}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:18px;margin-top:20px;list-style:none;counter-reset:s}
.step{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px 20px;position:relative}
.step .n{width:40px;height:40px;border-radius:50%;background:var(--lav-d);color:#fff;font-family:'Sora';font-weight:700;font-size:17px;display:flex;align-items:center;justify-content:center;margin-bottom:12px}
.step h3{font-size:17px;margin-bottom:6px}
.step p{font-size:15px;color:var(--gray)}
.factors{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:14px;margin-top:18px}
.factor{background:var(--tint);border-radius:12px;padding:18px}
.factor h3{font-size:16px;margin-bottom:6px}
.factor p{font-size:15px;color:var(--gray)}
.cost-ins{margin-top:18px}
.prepgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px;margin-top:18px}
.prepcard{background:#fff;border:1px solid var(--line);border-top:4px solid var(--lav-d);border-radius:12px;padding:18px}
.prepcard h3{font-size:16.5px;margin-bottom:6px}
.prepcard p{font-size:15px;color:var(--gray)}
.zips{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
.zip-chip{background:var(--tint);color:var(--lav-dd);font-weight:700;font-size:14px;padding:7px 14px;border-radius:100px;border:1px solid #DDD5F2}
.midcta{background:var(--ink-d);color:#fff;border-radius:16px;padding:26px 28px;display:flex;justify-content:space-between;align-items:center;gap:18px;flex-wrap:wrap}
.midcta p{font-weight:600;font-size:17px;max-width:520px;font-family:'Sora',sans-serif}
.midcta .btn{background:var(--lav-d);border:2px solid #fff;box-shadow:none}
.narrow{max-width:900px;margin-left:auto;margin-right:auto}
.mt12{margin-top:12px}.mt18{margin-top:18px}.mt30{margin-top:30px}.mt34{margin-top:34px}
.standards h2{font-size:20px}
.faq{margin-top:16px}
.tabs,.wide{min-width:0}
.faq-item{border:1px solid var(--line);border-radius:12px;margin-bottom:10px;background:#fff;overflow:hidden}
.faq-q{width:100%;text-align:left;background:none;border:0;padding:17px 52px 17px 20px;font:700 16.5px 'Sora',sans-serif;color:var(--ink);cursor:pointer;position:relative;line-height:1.35}
.faq-q:after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font-size:24px;color:var(--lav-dd);line-height:1}
.faq-item.open .faq-q:after{content:"\2212"}
.faq-a{padding:0 20px 18px}
.js .faq-a{max-height:0;overflow:hidden;padding:0 20px;transition:max-height .3s ease}
.js .faq-item.open .faq-a{padding:0 20px 18px}
.ctaband{background:var(--ink-d);color:#fff;padding:56px 0;text-align:center}
.ctaband h2{font-size:clamp(26px,3.4vw,34px);margin-bottom:10px}
.ctaband p{color:var(--soft);margin:0 auto 22px;max-width:620px}
.ctaband .btn{background:var(--lav-d);border:2px solid #fff;box-shadow:none}
.covermap{background:var(--tint);padding:56px 0}
.covermap h2{font-size:clamp(24px,3vw,30px);margin-bottom:8px}
.covermap p{color:var(--gray);margin-bottom:20px;max-width:720px}
.map-wrap{position:relative;padding-bottom:42%;height:0;border-radius:16px;overflow:hidden;border:1px solid var(--line);background:#fff}
.map-wrap iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.svc-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:16px;margin-top:18px}
.svc-card{display:block;background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px;text-decoration:none;color:var(--ink);transition:box-shadow .15s,transform .15s}
.svc-card:hover{box-shadow:0 12px 28px rgba(33,31,46,.1);transform:translateY(-2px);color:var(--ink)}
.svc-card h2,.svc-card h3{font-size:17px;margin-bottom:6px;color:var(--lav-dd)}
.svc-card p{font-size:15px;color:var(--gray)}
.svc-card .tag{display:inline-block;font-size:12px;font-weight:700;color:var(--lav-dd);background:var(--tint);border-radius:100px;padding:3px 10px;margin-bottom:8px}
.svc-card .thumb{display:block;width:calc(100% + 40px);max-width:none;margin:-20px -20px 14px;border-radius:14px 14px 0 0;aspect-ratio:16/9;object-fit:cover;height:auto}
.group-h{margin:38px 0 4px;font-size:22px}
.blog-meta{font-size:14px;color:var(--gray);margin-bottom:6px}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:12px}
.chips a{background:var(--tint);padding:9px 14px;border-radius:10px;color:var(--ink);text-decoration:none;font-weight:600;font-size:14px}
.chips a:hover{background:#E7E0F5}
footer.site{background:var(--ink-d);color:var(--soft);padding:52px 0 96px;font-size:15px}
footer.site a{color:#E6E1F5;text-decoration:none}
footer.site a:hover{color:#fff;text-decoration:underline}
.fgrid{display:grid;grid-template-columns:1.4fr 1.3fr 1fr 1fr;gap:34px}
footer.site h2{font-size:13px;letter-spacing:.1em;text-transform:uppercase;color:#C9BFEE;margin-bottom:14px;font-family:'Inter',sans-serif;font-weight:700}
footer.site ul{list-style:none}
footer.site li{margin-bottom:8px}
.fcols{columns:2;column-gap:20px}
.fcols li{break-inside:avoid}
.flogo{display:inline-flex;align-items:center;gap:10px;font-family:'Sora',sans-serif;font-weight:800;font-size:19px;color:#fff;margin-bottom:14px}
.flogo img{display:block;height:50px;width:auto}
.flogo span{color:#C9BFEE}
.fbottom{border-top:1px solid rgba(255,255,255,.14);margin-top:34px;padding-top:20px;font-size:14px}
address{font-style:normal}
.sticky-cta{position:fixed;z-index:100;display:flex;align-items:center;justify-content:center;gap:10px;background:var(--lav-d);color:#fff;font-weight:700;text-decoration:none;box-shadow:0 10px 26px rgba(21,20,32,.35)}
.sticky-cta:hover{background:var(--lav-dd);color:#fff}
.sticky-cta svg{width:22px;height:22px;flex:none}
.legal h2{font-size:22px;margin-top:6px}
.prose-sm{font-size:16px}
.vh{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
@media(min-width:769px){.sticky-cta{right:24px;bottom:24px;width:56px;height:56px;border-radius:50%}.sticky-cta .lbl{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}}
@media(max-width:1000px){.twocol{grid-template-columns:minmax(0,1fr)}.sidecard{position:static}.fgrid{grid-template-columns:1fr 1fr}}
@media(max-width:900px){.hero .wrap,.pagehead .wrap.hgrid{grid-template-columns:1fr}.map-wrap{padding-bottom:62%}.tabbar{overflow-x:auto;flex-wrap:nowrap}.tabbtn{white-space:nowrap}}
@media(max-width:768px){.nav-links,.nav-cta{display:none}.burger{display:flex}.sticky-cta{left:0;right:0;bottom:0;height:62px;font-size:17px;border-radius:0}.topbar .wrap{font-size:12.5px}.topbar .loc{display:none}.topbar .wrap{justify-content:center}.sec{padding:46px 0}.hero,.pagehead{padding:36px 0 40px}.fgrid{grid-template-columns:1fr}.panel-card,.callout-card,.insight-card,.localnote{padding:22px 20px}.midcta{padding:22px 20px}}
@media(max-width:480px){.wrap{padding:0 16px}.btn{width:100%}.cta-row .btn{width:100%}.nav-cta{display:none}.logo{font-size:17px}}